Privacy Policy

BusinessDebt.net ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

Information We Collect

Personal Information

We collect personal information that you voluntarily provide when you:

• Fill out forms on our website
• Request a debt assessment
• Contact us via email or phone
• Subscribe to our newsletter

This information may include:

• Name and contact information (email, phone number, mailing address)
• Business name and information
• Debt information (amounts, types, creditors)
• Financial information (revenue, assets)

Automatically Collected Information

When you visit our website, we automatically collect certain information:

• IP address and browser type
• Operating system and device information
• Referring website and pages visited
• Time and date of visits
• Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect to:

• Provide debt relief assessments and recommendations
• Connect you with appropriate debt relief professionals
• Respond to your inquiries and provide customer support
• Send educational content and resources about business debt relief
• Improve our website and services
• Comply with legal obligations
• Prevent fraud and protect security

How We Share Your Information

Service Providers

We may share your information with trusted third-party service providers who assist us in:

• Debt relief and financial services
• Email delivery and marketing
• Website hosting and analytics
• Customer relationship management

Important: We carefully vet all service providers and require them to protect your information. We do not sell your personal information to unrelated third parties.

Legal Requirements

We may disclose your information when required by law or to:

• Comply with legal processes (subpoenas, court orders)
• Protect our rights and property
• Prevent fraud or criminal activity
• Protect the safety of our users and the public

Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Remember your preferences
• Understand how you use our website
• Improve user experience
• Deliver relevant advertising

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our website.

Your Rights and Choices

Access and Correction

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information (subject to legal requirements)

Opt-Out

You may opt out of:

• Marketing emails (unsubscribe link in every email)
• Phone calls (request to be added to our do-not-call list)
• Certain data sharing (contact us directly)

Do Not Track

Some browsers include a "Do Not Track" (DNT) feature. Our website does not currently respond to DNT signals.

Data Security

We implement appropriate technical and organizational security measures to protect your information, including:

• SSL encryption for data transmission
• Secure servers and databases
• Access controls and authentication
• Regular security audits

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to:

• Provide our services
• Comply with legal obligations
• Resolve disputes
• Enforce our agreements

When information is no longer needed, we securely delete or anonymize it.

Children's Privacy

Our website and services are not intended for individuals under 18 years of age. We do not knowingly collect information from children. If you believe we have collected information from a child, please contact us immediately.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any information.

California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information we collect and how it's used
• Right to delete personal information
• Right to opt out of the sale of personal information
• Right to non-discrimination for exercising privacy rights

We do not sell personal information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our website after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us: