Terms of Service

Please read these Terms of Service ("Terms") carefully before using BusinessDebt.net ("Website"). By accessing or using our Website, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing and using this Website, you accept and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Website.

2. Nature of Services

Information and Referral Service

BusinessDebt.net provides:

• Educational information about business debt relief options
• Referrals to third-party debt relief professionals and service providers
• Tools and calculators for debt assessment
• General guidance about debt relief strategies

What We Are NOT

Important Disclaimer: BusinessDebt.net is NOT:

• A law firm or legal service provider
• An accounting firm or financial advisor
• A debt relief company that directly provides debt settlement or consolidation services
• A credit counseling agency

We do not provide legal, financial, or accounting advice. All information on this Website is for general educational purposes only.

3. Professional Consultation Required

The information on this Website does not constitute professional advice. Before making any financial decisions regarding business debt, you should:

• Consult with a qualified attorney regarding legal matters
• Consult with a certified public accountant (CPA) regarding tax implications
• Consult with a licensed financial advisor regarding financial planning
• Carefully review all documents before signing any agreements

We are not responsible for the accuracy, completeness, or suitability of information for your specific situation.

4. No Guarantees or Warranties

Results May Vary

We make no guarantees regarding:

• Debt reduction amounts
• Success of debt relief strategies
• Qualification for specific programs
• Timeline for debt resolution
• Impact on credit scores
• Savings or financial outcomes

All results depend on individual circumstances and are not guaranteed.

Website Accuracy

While we strive for accuracy, we do not warrant that:

• Website content is error-free or current
• Tools and calculators produce perfectly accurate results
• Links to third-party sites remain valid
• The Website will be uninterrupted or secure

5. Third-Party Referrals

Independent Service Providers

We may refer you to third-party service providers, including:

• Debt settlement companies
• Bankruptcy attorneys
• Business lenders
• Financial advisors
• Other debt relief professionals

These providers are independent entities. We do not:

• Guarantee the quality of their services
• Control their business practices
• Assume liability for their actions or advice
• Endorse any specific provider

You are responsible for conducting your own due diligence before engaging any service provider.

Referral Compensation

We may receive compensation from service providers when you are referred and engage their services. This compensation does not affect the cost of services to you.

6. User Obligations

By using this Website, you agree to:

• Provide accurate and truthful information
• Use the Website only for lawful purposes
• Not attempt to interfere with Website functionality
• Not scrape, copy, or reproduce Website content without permission
• Not impersonate others or provide false identity information
• Respect intellectual property rights

7. Intellectual Property

All content on this Website, including text, graphics, logos, images, and software, is the property of BusinessDebt.net or its licensors and is protected by copyright and trademark laws.

You may not:

• Copy or reproduce content without written permission
• Use our trademarks or branding
• Create derivative works from our content
• Sell or commercially exploit Website content

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

BusinessDebt.net and its owners, employees, and affiliates shall not be liable for:

• Any indirect, incidental, special, or consequential damages
• Loss of profits, revenue, data, or business opportunities
• Damages resulting from use of or inability to use the Website
• Damages resulting from third-party services or referrals
• Decisions made based on Website information

Even if we have been advised of the possibility of such damages.

Your sole remedy is to discontinue use of the Website.

9. Indemnification

You agree to indemnify and hold harmless BusinessDebt.net and its affiliates from any claims, damages, losses, or expenses (including attorney fees) arising from:

• Your use of the Website
• Violation of these Terms
• Violation of any third-party rights
• Any information you submit through the Website

10. Privacy

Your use of the Website is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Website after changes constitutes acceptance of the modified Terms.

12. Modifications to Website

We reserve the right to:

• Modify or discontinue any part of the Website
• Change features, tools, or content
• Restrict access to certain features

Without prior notice or liability.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of [State], without regard to its conflict of law provisions.

Any disputes arising from these Terms or use of the Website shall be resolved in the courts of [County, State].

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and BusinessDebt.net regarding use of the Website.

16. Contact Information

If you have questions about these Terms of Service, please contact us:

17. Important Disclosures